Residential Bridge Loans

Make  your  offer  more  attractive  as  an  "All-Cash"  buyer.

 

Buy your dream home before selling your current home

If  you  want  to  purchase  a  new  home  before  you  sell  your  current home,  our  Bridge  Loan  program  provides  you  with  the  flexibility.

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8.25% to 9.5% with No Prepayment Penalty

This program gives you time to stage and sell your current home for its maximum price.

Owner-occupied, cross-collateralized -

this loan is secured by a first trust deed on the new home

and a first or second on the current home.

Loan amounts $500,000 to $3,000,000.

Loan terms 11 months, interest only payments

No prepayment penalty.

Loan to value up to 100% of the purchase price of the new property, CLTV 65%.

Origination Fees starting at 1.5%.

Home ownership counseling required; TRID timelines apply; may not finance closing costs.